Types of Gambler (part 1)

There are many types gamber who playing online gambling, below shows the most of the reason why they will become a gambler.

Most gamblers are social gamblers.

-Gambling is one of many forms of entertainment they engage in, it is not their main recreational activity.

-They rarely think about gambling.

-Gambling episodes are usually infrequent, but there may be some regular activity as well (e.g., a monthly poker game, an occasional vacation to Vegas, a weekly or even daily lottery ticket).

-Gambling does not result in any negative life-consequences.

-There is no loss of control over gambling duration, frequency or money spent (sometimes there might be one episode of this).

-They would not be upset if unable to gamble ever again.

-There are no lasting negative financial consequences as a result of the gambling.

-There are no attempts to hide any aspect of the behavior.

-Other people do not see their gambling as excessive.


Frequent Gamblers (also called "heavy" or "serious" gambling):

-Gambling is an important part of their lives and would missed if they could not engage in it.

-There may be an intense focus on a single form of gambling (e.g., horse racing, poker, sports betting).

-There is no loss of control over wager amount or frequency.

-No progressive increase in wager size over time.

-No financial strain due to gambling, money for retirement, family, health, etc. is not being diverted

-Money is not borrowed from any source (including credit cards).

-Gambling is generally not viewed as a way to pay for basic life necessities or luxuries.

-No relationship arguments or relationship problems occur due to gambling.

-Gambling does not diminish their work performance or focus.

-Wager size is responsible and reasonable for the person's income.

-Relationships with family members and friends are not diminished due to time spent gambling.

-The time spent gambling appears reasonable to an outsider.

-The gambler does not chase losses.

-There are not mood swings associated with the wins and losses.

-The gambler remains interested in non-gambling activities and engages in them frequently.

-Non-gambling friends and activities are plentiful.

-Problem and pathological gamblers often minimize their situation to try and appear like frequent gamblers.

-A frequent gambler may eventually advance into problem or pathological gambling

-If a gambler is affluent the distinction between frequent and problem gambling is somewhat more complicated.

source:http://www.stopgamblingnow.com/types_of_gamblers.htm

The Relationship Between Loan Shark and Gambler

First of all, I want to explain the meaning of loan shark. I believe that not everyone knows what does it means. A loan shark is a person or body that offers unsecured loans at high interest rates to individuals, often backed by blackmail or threats of violence. In much of history, usury laws made loan sharks commonplace. Many moneylenders skirted between legal and extra-legal activity. In recent years and no matter where it is, loan shark have been a feature of the criminal underworld, but otherwise rare. There are many registered and legal lenders that lend to people who cannot get loans from the most mainstream lenders such as large banks. They often operate in cash, whereas mainstream lenders increasingly operate only electronically, which means that they will not deal with people who do not have a bank account. Terms such as subprime lending and "non-standard consumer credit" are used for this type of lender. Payday loans are one example of this type of consumer finance. The availability of these products has made true loan sharks rarer, though some legal lenders have been accused of behaving in an exploitative manner.

In Malaysia, Ah Long (derived from the Cantonese phrase "daai ji lung", 大耳窿) is a term for illegal loan sharks in Malaysia and Singapore. They lend money to people who are unable to obtain loans from banks or other legal sources, mostly targeting habitual gamblers. They charge a very high interest rate (about 40% per month due to the constantly compounding interest.), and frequently threaten violence (and administer it) towards those who fail to pay in time.
Ah Longs advertised their services merely by distributing their calling cards. They distribute their card to everyone and anywhere. This make gambler can fing Ah Long anytime and anywhere.

The main reason that there are many gamblers borrow money from Ah Long is because they do believe if they win this game they will able to pay back everything included the money borrowed from Ah Long. With this reason , it make Ah Long keep increase in this sociaty. Gamblers never thinking the affect if they not able to pay the money to Ah Long.

Ah Longs do borrow money to anyone who holding an valid an identification card and the person must above 18 years old. Ah Longs will keep a photocopy of the identification card for their own save.

When a person fails to pay in time, the Ah Long will spray, splash, or write in red paint on the walls of the house or property of that person as a threat of violence and to shame the borrower into repaying the loan. According to local police authorities, there have been cases where borrowers were beaten or had their property damaged or destroyed, and some victims have committed suicide.

source: http://en.wikipedia.org/wiki/Loan_shark

http://upload.wikimedia.org/wikipedia/en/7/7a/AhLong002.jpg